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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

An account that works as hard as you do

For businesses with emerging treasury needs, BizFlex Checking is our most flexible checking product. We make it simple to add accounts and transfer money, all backed by the support of M&T鈥檚 award-winning service.

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3 Months, no monthly maintenance fee

The monthly maintenance fee is waived for the first 3 months upon account opening.{{d957*}} After the first 3 months, the fee is $50/month.

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Easily waive monthly maintenance fee after 3 months

The monthly maintenance fee is waived with an Average Ledger Balance of $50,000 or more, and you can combine balances on up to four linked BizFlex accounts.{{d131*}}

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25% discount on Treasury Management

Maintain two or more eligible Treasury Management services and receive a 25% discount on those services.{{d1331*}}

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No-cost first check order

One promotional standard check order valued at $150 for new customers. (First time check orders only.)

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1,000 transactions included each month

No charge for the first 1,000 transaction items each month.{{d1332*}} Additional ones are only $0.25 each.

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No-cost deposits up to $50,000

No charge for first $50,000 deposited or supplied per month.{{d489*}}

Focus on your business. We鈥檒l handle checking.

As a business owner, you shouldn鈥檛 have to worry about your checking solution. With predictable prices to manage your cash flow, BizFlex helps you stay ahead of the curve, keeping things smooth and simple.

Our 900+ business banking specialists have earned national awards for providing outstanding customer experience, and we can鈥檛 wait to help you reach your goals.

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