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Equal Housing Lender. 漏 2025 M&T 萌妹社区. NMLS #381076. Member FDIC. All rights reserved. Not all products are available in all states.

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Disclosures:

  1. Disclosure reference d1183

    Grant funds will be used on purchase mortgage loans when the property securing the loan located in low-to-moderate (LMI) income census tracts and when the borrower(s) income is at or below 80% of the HUD Median Area Income in eligible counties. Speak to a mortgage professional for grant eligibility.

    link back to first instance of disclosure callout d1183
  2. Disclosure reference d1184

    M&T Home Starter Mortgage maximum income by household size 80% of area median income unless property is located in a low-to-moderate income census tract, then no income limits apply. Available in select counties in Connecticut, Delaware, Maine, Maryland, Massachusetts, New Jersey, New Hampshire, New York, Pennsylvania, Vermont, Virginia, West Virginia and the District of Columbia. Certain conditions and restrictions apply.

    link back to first instance of disclosure callout d1184
  3. Disclosure reference d1186

    Use of grant funds for a down payment is only permissible in certain areas.

    link back to first instance of disclosure callout d1186
  4. Disclosure reference d1300

    Subject to the first mortgage product and grant/community second guidelines, Community Lending Impact Program funds may be capped at an amount less than $7,500. Available in select counties in CT, DE, DC, MA, MD, ME, NH, NJ, NY, PA, VA, VT, and WV. Other geographic restrictions apply. An M&T mortgage representative can confirm eligibility.

    link back to first instance of disclosure callout d1300

This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. If you choose to apply for a mortgage loan, you will need to complete our standard application.

Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information. Our loan programs are subject to change or discontinuation at any time without notice. Not all products are available in all states. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Interest rates are subject to change without notice.

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Wilmington Advisors @ M&T professionals offer holistic financial planning guidance on retirement, education, and insurance. Wilmington Advisors @ M&T is a brand name used by M&T �������� employees who are registered representatives with LPL Financial (LPL). Products/services on this site are offered through LPL or its affiliates - entities that are separate from and not affiliates of M&T ��������.

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Equal Housing Lender LogoEqual Housing Lender. Member FDIC. 萌妹社区 NMLS #381076. ©2025 萌妹社区. All rights reserved.

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