Skip to Main Content
/personal/mortgages-and-loans/mortgages/refinance/""

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Refinance your mortgage

Whether you want to understand your options or take the next step, we鈥檙e here to help you make the right choice for your situation.

/personal/mortgages-and-loans/mortgages/refinance/""

Should I refinance?

Understanding your options will help you make the decision that鈥檚 right for you.

/personal/mortgages-and-loans/mortgages/refinance/""

Top reasons to refinance

Lower your monthly payment, unlock equity in your home and pay it off faster.

/personal/mortgages-and-loans/mortgages/refinance/""

Steps for refinancing

We鈥檙e here to help you understand what鈥檚 next so you can plan ahead.听听

Mortgage F A Qs

Get answers to frequently asked questions about mortgages.

Mortgage Loan Types

Read more about the different home loan options that M&T offers.听

3 Reasons to Consider a Mortgage Refinance

Learn about three ways refinancing a mortgage could have an immediate impact on your financial situation.

Refinancing just got easier

Quickly compare rates and apply online.
Our mortgage experts are always here to help.

We're available online, by phone or in your neighborhood.

/personal/mortgages-and-loans/mortgages/refinance/""

Apply Online

Apply online anytime, anywhere

/personal/mortgages-and-loans/mortgages/refinance/""

Call

Call to speak with a Mortage Specialist听

/personal/mortgages-and-loans/mortgages/refinance/""

Schedule an Appointment

Visit one of our branches

What can we help you with today?